Living in the United States has its own perks; you can walk to your nearest Walmart store at any time. From groceries, apparel, and electronics to home furnishing and toys, the variety of goods under one roof is indubitable.

Being one of the largest retailers, Walmart has never shied away from trying out advanced payment methods, which raises the most asked question, ‘does Walmart take Apple Pay?’ here is what we dug up!

What is Apple Pay?

Launched back in October 2014, Apple Pay is a contactless payment solution that only works with Apple products. Via it, you can store your debit and credit cards in your digital wallet on your phone to use for online and in-store purchases.

With over 500 million registered users around the globe, it is the largest and most used mobile payment solution.

Apple Pay aims to make the payment system easier by eradicating the need to carry a wallet wherever you go. You just have to bring your phone to your shopping spree, and you are sorted.

Does Walmart take Apple Pay?

As of February 2023, Walmart does not accept Apple Pay either in-store or online.

Reason: Apple Pay uses NFC technology to apply the funds in its wallet for purchases, and unfortunately, Walmart stores don’t support NFC technology.

However, there is something else you can do to use Apple Pay when shopping from Walmart. Read below to learn.

Why does Walmart not use Apple Pay?

Probably not.

Walmart may never accept Apple Pay even in the future, as it would hurt the bottom line of the multinational retail corporation’s income statement.

Also, Walmart cannot take Apple Pay due to its contractual agreement with Merchant Customer Exchange. The retail giant uses MCX’s mobile payment service through Walmart Pay to avoid 2% credit card charges which they will have to pay if they start taking Apple Pay.

That means it’s nearly impossible for Walmart to introduce Apple Pay to their customers.

It’s more of a financial restriction on them rather than pleasing customers.

What does Walmart use instead of Apple Pay?

As mentioned earlier, Walmart has a dedicated payment method in collaboration with MCX, called Walmart Pay.

How do you use Walmart pay?

If you are a regular customer of Walmart, you should better download the Walmart Pay app to your phone as an alternative to Apple Pay.

To get started with the payment method, you need to follow the steps below:

Step 1 – Download and launch the Walmart Pay app

Step 2 – Tap ‘Services’ and then ‘Walmart Pay’

Step 3 – Follow the on-screen instructions to ‘Get Started’

Step 4 – Head to and log into your account

Step 5 – Choose a payment method, whether you want to use a credit, debit, or gift card.

Step 6 – Wait for the changes to be finalized and tap ‘Got it’

That’s all. Your Walmart Pay is ready to use at brick-and-mortar stores. That also means you can go cashless to any store with just your smartphone in your pocket.

What forms of payment does Walmart accept?

Fortunately, Walmart accepts many other payment methods that are popular among Americans. For instance, you can pay via

  • Debit/Credit Card – Master card, Visa, American Express, Discover
  • Walmart Gift Card
  • Walmart Rewards
  • Affirm (buy now, pay later)
  • PayPal
  • EBT Card

Clever workaround to use Apple Pay at Walmart

Like you, we are too hardcore lovers of Apple Pay and really wanted it to work at every store in the US. Therefore, we come up with this genius idea to use the payment method indirectly at Walmart for in-store and online purchases.

Have you ever happened to come across the Ibotta app? It’s an app that pays you rewards for purchasing stuff from grocery stores. It works the same as cashback rewards on in-store and online purchases.

In order to pay through Apple Pay at Walmart, you need to download and install Ibotta on your smartphone. Then you will require to set Apple Pay as your default payment method to use at the checkout at Walmart.

For a more detailed overview of the hack that how it allows you to use Apple Pay via another app, check out this YouTube video.

Once you have done purchasing, head to the checkout counter, open the Ibotta app, and enter your total bill amount into the Walmart section of the app. Tap ‘Apple Pay’ and show the barcode to the cashier to scan.

The Secret Sauce: Link your Apple Card to Apple Pay. Download Ibotta to pay and earn 3-4% cash back at Walmart for almost doing nothing.

Does Walmart self-checkout take Apple Pay?

Since Apple Pay does not directly work at Walmart, you won’t be able to use it whether you use a self-checkout or meet a cashier. However, Ibotta may work at self-checkout just as it does at a traditional counter.

Still, we are not sure as we haven’t tried this hack for ourselves.

Which stores accept apple pay?

Which stores accept apple pay

Except for Walmart, Apply Pay is accepted almost everywhere around the globe. Here is a list of popular grocery stores, coffee shops, restaurants, and retailers that take Apple Pay.

  • American Eagle Outfitters
  • Bed Bath & Beyond
  • Best Buy
  • Chick-fil-A
  • Costco
  • Crate & Barrel
  • Dick’s Sporting Goods
  • Dunkin’
  • GAP
  • Home Depot
  • Kohl’s
  • Kroger
  • Lowe’s
  • Macy’s
  • McDonald’s
  • Office Depot
  • PetSmart
  • Safeway
  • Sam’s Club
  • Staples
  • Starbucks
  • Trader Joe’s
  • Walgreens
  • Whole Foods
  • Target
  • Bloomingdales
  • Chevron
  • Disney
  • KFC
  • GameStop

A lot of these stores offer a whopping 2% to 3% cash back on purchases. Here are all the details on how to earn cashback via Apple Pay.

Does Walmart take apple pay 2023?

Despite many of us manifesting for Walmart to take Apple Pay in 2023, it didn’t, and it won’t due to its contractual obligations to MCX. However, Walmart does encourage its customers to download and use its touchless payment solution, Walmart Pay, at its checkout counters.

Will Walmart ever accept Apple Pay?

We hate to break this to you, but Walmart cannot accept Apple Pay, and it won’t even in the future. The retail giant doesn’t support NFC technology.

Why did Walmart stop taking Apple Pay?

Firstly, Walmart never accepted Apple Pay as a mode of payment. Secondly, apart from technical reasons, Walmart doesn’t take Apple Pay as it aims to draw more attention to its own payment method, ‘Walmart Pay’ which a lot of customers find easier to use than Apple Pay.

Does Amazon accept Apple Pay?

Fortunately, Amazon is one of those platforms that support all popular digital wallets, including Apple Pay, Visa, and MasterCard etc.

Does Walmart take Apple Pay or google pay?

As of now, Walmart doesn’t support either of them for in-store and online purchases.

Does Walmart take Apple Pay for money orders?

No. Walmart currently doesn’t take Apple Pay for money orders.

Can you use Apple Pay at ATM?

Yes, you can use your Apple Pay to withdraw money from any ATM. All you have to do is add your debit card to Apple Pay and make withdrawals from any contactless ATM near you using your smartphone.

How do I convert Apple Pay to cash?

You can instantly transfer your Apple Pay funds to your debit card for withdrawal. Here is how to do it.

Note: Make sure your Apple device runs on the latest version of iOS.

  • Unlock your iPhone and head to the Wallet app on your phone
  • Tap ‘Apple Cash card’ > ‘More’ and ‘Transfer to Bank’
  • Enter your desired amount and tap ‘Next’
  • Select ‘Instant Transfer’
  • Tap ‘Add Card’ if you have not added any eligible credit/debit cards
  • Finally, select the debit card you want to transfer funds to and tap ‘Transfer’.

This method will transfer your funds to your debit/credit card within 30 minutes.  Now you can withdraw the amount through any ATM using your Debit card.

What is the limit for Apple cash?

Using the Apple Cash Family account, you can send or receive up to $2000 per transaction within the 7-day window.

Note: You need to update your phone to iOS 15.5 or the latest to send or receive money through your Wallet app.

Can I use Walmart Pay at other superstores?

Unfortunately, the only setback of Walmart Pay is that you cannot use it anywhere other than Walmart. In fact, it doesn’t even work for purchases at Sam’s club stores.

Can I pay for gas with Walmart Pay?

No, you cannot cover your fuel cost via Walmart Pay. As said earlier, the payment solution is designed to work for Walmart stores only.


Well, you cannot use Apple Pay at Walmart, but you have this hack now by which you can instantly pay for your purchases. Even if this method doesn’t work in your region, you have other smart easy checkout options available with your Apple devices as long as you are willing to use Walmart Pay. Lastly, if you are yet to activate the Apple card on your iPhone, this guide will help you how to do that, step-by-step.